Reader’s Question:

Is everyone required to have auto liability insurance in Houston Texas? If so, what will be the penalty if you get caught without car insurance?

Brandon

Houston TX

The Texas Department Public Safety (DPS) is required to prove financial responsibility before they can obtain a new driver license. The financial responsibility means having automobile liability insurance that meets state standards.

The minimum required automobile liability insurance in the state of Texas is: $25,000 for each injured person, up to a total of $50,000 per accident, and $25,000 for property damage.

If you get caught driving without the required automobile liability insurance, the fine will be $175 to $350. Repeat violators must pay $350 to $1,000 and may have their cars impounded for 180 days. In addition to that their driver licenses will be suspended. All drivers must prove financial responsibility.

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